Welcome!
Life Settlements of America is an independent, life insurance settlements service firm that finds you the most money for your unwanted life insurance policies. There are many reasons why 85% of all life insurance policies are never used. In some cases, the whole life or variable life insurance policy being considered for sale is not performing to the expectations of the policyholder. Sometimes, the original need for the policy has changed, and the premiums to keep the policy current have become a severe financial burden. But now, there are valuable options to giving up a life insurance policy or settling for just the cash surrender value!
A life settlement allows the owner of unwanted or unneeded or too expensive term or whole life insurance to sell their policy to a third party (primarily purchased by banks and hedge funds) for a one-time cash payment. The proceeds, which are usually two to five times the policy’s cash surrender value (CSV), can be used by the policyholder to enhance retirement assets, fund long-term care expenses, buy a new or continue to fund a life insurance policy that better suits their needs, and more. Now, even TERM life insurance is very valuable! Although there is no cash surrender value from the issuing insurance company, there is a substantial cash value to the policy owner because the new owners purchasing the policy will keep it in force until the death benefit is received from the issuing insurance company.
There are no upfront costs to the person selling the policy and all information is kept confidential and secure. If your policy is successfully sold, then your only cost is the broker's fee which will come directly from the investor who buys your policy.
Our team of talented professionals is committed to building lifelong relationships with clients based on honesty, prompt service and results. If you need expert life settlement financial advice and assistance, we'd be happy to help. Interested in learning how all this would work for you? Please call us at 206-497-7739 and we'll begin your life insurance policy evaluation with complete privacy and no obligation at all.
Please call us for a no-obligation introductory consultation at 206-497-7739!
